Job Description:

  • Develop and implement the Branch's Retail & Private Bank Credit policies and procedures, to ensure adherence to business strategy & risk appetite set for the Branch
  • Review all Retail Bank and Private Bank credit proposals and annual reviews, to ensure that the credit proposals / requests meet the minimum risk acceptance criteria set by the Branch
  • Support Retail & Private Bank business transactions and manage relevant credit portfolio risk
  • Review letter of offers and other credit related documents that are not prepared with external legal assistance
  • Monitor collateral value / LTV% for secured loans, margin finance, etc.
  • Provide credit support in Retail & Private Bank loan operations (e.g. limit activation form preparation and loan drawdown checklists preparation)
  • Monitor and manage special-mentioned and classified Credits in accordance to Local and Head Office guidelines
  • Any other duties assigned by Head of Credit Department


  • Minimum 5 years experience within the Banking Industry (Consumer Banking, Private Banking)  
  • Direct exposure to Retail Bank risk management desirable
  • Strong and proven track record in credit assessment & credit risk management with solid
  • Consumer Bank & Private Bank product knowledge
  • Able to read and write Mandarin (Liaise with Chinese clients)
  • Proven ability to interact with stakeholders, external professionals
  • Attuned interpersonal skills
  • Keen attention to detail


Salary: $5,000 Per Month