BANK CREDIT ANALYST

Summary
Focus on corporate files belonging to the Corporate Investment Banking business line in Singapore, Malaysia, Indonesia and Thailand as well as corporate files under SFI Coverage.
 
Key Responsibilities
  • Undertake preparation / updating of financials in system.
  • Assist in the analysis & writing of concise credit files, ensuring that all relevant supporting documents are attached in system, monitoring the economic evolution of clients and the global limits on groups (checks & prepares limits etc).
  • Minutes-taking at Local Credit Risk Committee (CRC).
  • Perform checks on the correct input of data into system for credit limit authorizations. Update system post-CRC.
  • Update & monitor the annual review calendar & late ratings reports; weekly follow-ups with Front Office to ensure timely annual reviews / updated ratings.
  • Monitor and (internal) independent re-computation / verification of financial covenants.
  • Industry / sector analysis.
  • Ad hoc projects as determined by the Head (sector research, attendances at analysts’ briefing etc).
Legal and Regulatory Responsibilities:
  • Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Singapore Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer.
  • Maintain appropriate knowledge to ensure to be fully qualified to undertake the role. Complete all mandatory training as required to attain and maintain competence.
Role Requirements:
  • Degree in Accounting & Finance, Business Administration or Banking
  • More than 5 years of relevant experience
  • Banking / Accounting knowledge, writing as well as soft skills
  • Fundamental credit analysis knowledge
  • Motivated Team player
  • Initiative and cooperative
  • Diligent and hardworking
  • Fast learner, able to grasp things at first round
  • Numerate
  • Good communication skills (verbal and written)
  • Good interaction skills
  • Good IT literacy skills

Salary: $7000 Per Month