Job Duties

• Credit policy & framework, including formulation and maintenance of credit policies and procedures, monitoring the compliance of credit policies.
• Portfolio monitoring & reporting, including preparation of regular portfolio reports for senior management, risk committees, regulators and Head Office;  identification of emerging risks, concentration trends, and early warning signals etc.
• Credit stress testing, including development and maintenance of stress testing methodologies, internal and regulatory stress testing exercises and submissions, etc.
• ECL modelling & provisioning, including support the ongoing enhancement of ECL models in line with IFRS 9, ECL calculation exercise etc
• Environmental risk management, including formulation and maintenance of environmental risk management framework to ensure alignment with regulatory requirements and industry best practices; portfolio environmental risk management, climate stress testing and scenario analysis, etc.
• Other tasks as may be assigned by Head of Department

Requirements

• A Bachelor degree in fields such as Economics, Finance, Accountancy etc with a strong foundation in analytical, statistical and other quantitative techniques.
• A minimum of 3 years' experience in credit risk management with large regional or global financial institutions. 
• English; Mandarin to liaise with Chinese speaking stakeholders
• Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments;
• Proactive, energetic, high attention to detail and strong sense of risk awareness;
• Ability to work independently and manage multiple priorities;